You first need to check about local laws concerning vehicles for hire before getting commercial insurance or basically it’s a waste of time and money.

A lot of cities, counties and states have specific laws that need to be followed and commercial insurance is only part of the whole picture.

You could pickup at one county, but not in another and so forth. Or require special airport fees and permits etc.

Like the county I was in it didn’t take much to get a taxi license, just a business address, commercial insurance and a taxi sign. We could drop off at MIA and KYW but couldn’t pickup there, however we could get around it if it was part of a pre-paid round trip with the origins in our county.

So if someone wanted to have a night on the town in ether city, we could pick them back up again and ensure they got their drunk arse home.

I tried getting quotes for commercial insurance but a lot has to do with your driving experience and record which affects the costs.

It’s not cheap, because it’s on the vehicle 24/7 unlike Ubers is only on the trip.

You’ll need to have an already well established clientele BEFORE going legal because of the higher costs involved.

Not many clients will stick around with your higher prices neither, so there has to be a really good reason why they would go with you instead of Uber.

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